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JIA Brokerage Services
Independent Insurance Broker
Hawley Building
1231-B State Street, Santa Barbara, CA 93101
Phone: (805) 962-2277 Toll Free: (888) 592-2277
Fax: (805) 962-9928
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Personal
Insurance Overview
Individuals need certain types of Insurances to protect
themselves and their families. Personal
needs are different for each household.
Individuals may have Employers that provide or allow them to purchase
insurance coverage. There is a basic
*fundamental guide to owning Personal Insurance.
*See Financial Fundamentals for more information.”
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Category
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Individual
Products
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Comments
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Basic
Plans
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Consider medical plans offered by your Employer first. If not offered
by your Employer or you are not currently eligible for it, a temporary or
permanent Individual Plan may be available if you qualify.
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Progressive
Plans
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- Dental Insurance
- Life Insurance
- Disability Insurance
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Consider progressive benefit plans offered by your Employer first, if
available. If not, Individual Plans should be considered to fulfill a need to
protect yourself and your family.
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New
Development Plans
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Health Savings Account in conjunction with a High Deductible Health
Plan has new tax advantages that may offer cost savings.
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1.
First evaluate Employer benefit plans and costs (if available)
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Second, compare Personal benefit plans and costs
3.
Third, qualifications for Personal Insurance Products
Let us help you by
providing the information to compare and evaluate what is suitable to your
needs.
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